Estate Planning Attorney | Towerto Private Wealth

When it comes to securing your financial future and protecting your loved ones, few things are as essential as a comprehensive estate plan. At Towerto Private Wealth, I help individuals and families in the Glastonbury, CT area develop clear, thoughtful strategies to ensure their legacy lives on according to their values and intentions. Whether you’re a retiree, a self-employed business owner, a high-earning executive, or managing generational wealth, estate planning is not just for the ultra-wealthy—it’s for anyone who wants peace of mind.

As a Fee-Only CFP®, I do not receive commissions, referral fees, or product-based incentives. This means my sole loyalty is to you. By partnering with trusted estate planning attorneys, I provide truly objective guidance that prioritizes your goals, minimizes conflict, and helps you make informed decisions about your estate.

What Is Estate Planning and Why Does It Matter?

Estate planning is the process of preparing for the transfer of your assets and responsibilities after your passing or in the event of incapacitation. It includes more than just writing a will. A well-structured estate plan may also involve trusts, healthcare directives, durable powers of attorney, and strategies to reduce estate taxes and probate costs.

Here in Glastonbury, CT, families often find that working with an experienced estate planning attorney near me provides a sense of clarity and confidence. You’ll not only ensure your wishes are carried out, but also avoid putting your loved ones through unnecessary stress during an already difficult time.

Who Needs Estate Planning?

The short answer: everyone. But let’s take a closer look at the types of people who benefit most from working with a local estate planning attorney:

Retirees and Pre-Retirees: Ensure that your savings, property, and retirement accounts are distributed in accordance with your wishes.

Families with Young Children: Appoint guardians and create financial provisions for minors through a trust.

Self-Employed Individuals and Business Owners: Protect your business interests and establish a clear succession plan.

High-Income Executives and Professionals: Maximize the value of your estate while minimizing tax exposure and administrative hurdles.

If any of these describe you, it may be time to search for an estate attorney near me and build a plan that reflects your values.

Components of a Strong Estate Plan

At Towerto Private Wealth, I collaborate closely with estate planning lawyers near me to ensure our clients receive a cohesive, legally sound estate plan. Here are the key components:

Last Will and Testament

A will outlines your wishes for asset distribution, guardianship of minor children, and can help avoid disputes among heirs. Without a will, the state of Connecticut determines how your assets are distributed—which may not reflect your preferences.

Living Trusts

A revocable living trust allows you to retain control of your assets during your lifetime while streamlining the transfer process upon your death. Trusts are also private (unlike wills, which go through probate) and can help avoid unnecessary delays or legal battles.

Durable Power of Attorney

This document allows someone you trust to manage your finances if you become unable to do so yourself. Without it, your family may have to go to court to obtain authority—often at great cost and stress.

Healthcare Directive and Living Will

Specify your medical treatment preferences and designate someone to make healthcare decisions on your behalf if you’re incapacitated.

Beneficiary Designations

Many assets, like IRAs, 401(k)s, and life insurance policies, pass outside your will. Ensuring these beneficiary designations are up-to-date is critical.

As a Fee-Only advisor, I don’t draft legal documents myself, but I can help you coordinate these elements with a qualified estate planning attorney in Glastonbury, CT who understands local laws and your specific needs.

Avoiding Probate and Minimizing Taxes

Probate—the legal process of distributing a person’s estate—can be time-consuming, expensive, and public. A well-crafted estate plan often seeks to avoid probate by using tools such as trusts, joint ownership, and designated beneficiaries.

For higher-net-worth individuals and families in Connecticut, estate taxes are also a consideration. An experienced estate planning attorney near me can structure your plan to reduce your estate’s tax liability through advanced strategies, charitable giving, and asset reallocation.

Estate Planning for Business Owners in Glastonbury

If you own a business, estate planning becomes even more crucial. Without proper planning, your business could suffer from unclear leadership or legal disputes after your passing.

Working with a Glastonbury-based estate planning attorney, we can help you:

Establish a business succession plan
Create buy-sell agreements
Protect business assets from probate and personal creditors
Align your business and personal estate plans

Your business is a reflection of years—or decades—of hard work. Let’s make sure it continues to thrive.

Common Mistakes to Avoid

Estate planning is not a one-and-done task. Here are a few mistakes I often see, and help clients avoid:

Failing to Update the Plan: Life changes—marriages, divorces, births, and business ventures—can all impact your estate. Regular reviews are essential.

DIY Estate Planning: While online tools are tempting, they rarely account for Connecticut-specific laws or complex family dynamics.

Neglecting Digital Assets: More people have online accounts, digital currencies, and cloud-based businesses. Make sure these are accounted for in your estate plan.

Overlooking Healthcare Documents: A solid plan includes not just what happens after death but also during times of incapacity.

That’s why I always recommend working with estate planning lawyers near me who can provide personalized, local guidance.

Finding an Estate Attorney Near You

Many clients who come to Towerto Private Wealth begin with the question, “How do I find a trusted estate attorney near me?”

I maintain close working relationships with respected estate planning attorneys in Glastonbury, CT who share our values of transparency, diligence, and ethical practice. Together, we’ll ensure every component of your estate plan aligns with your goals and values.

I’m also happy to serve as your financial advocate throughout the process—translating complex terms, answering your questions, and coordinating between your legal and tax professionals.

Let’s Start Building Your Legacy

Your estate plan is more than a set of documents—it’s your final opportunity to care for the people and causes you cherish. Whether you’re preparing for retirement, navigating a life transition, or simply seeking clarity, I’m here to help.

At Towerto Private Wealth, we believe estate planning should be empowering, not overwhelming. With trusted estate planning attorneys near me and objective financial guidance, you can face the future with confidence.

Ready to protect your legacy? Contact me today to schedule a no-obligation consultation. Together, we’ll build a thoughtful plan that honors your wishes and protects those you love most.

Estate Planning in Glastonbury, CT: Protect Your Legacy with Towerto Private Wealth