Retirement Planning Advisor in Glastonbury, CT — Personalized, Fee-Only Guidance with Towerto Private Wealth

Whether you're approaching retirement, already retired, or just starting to think about your long-term financial goals, working with an experienced retirement planning advisor can make all the difference. At Towerto Private Wealth, I provide the structure, clarity, and guidance needed to help you feel prepared and confident every step of the way.

A Fee-Only Approach You Can Trust

As a Fee-Only retirement planning advisor, I do not sell commission-based products, accept referral fees, or earn compensation from third parties. This model removes potential conflicts of interest and ensures that every recommendation I make is 100% aligned with your best interest.

Too many people receive financial advice that is influenced by product sales or biased incentives. At Towerto Private Wealth, I offer an objective second opinion on your current financial situation and help you make informed decisions without pressure or upselling. You deserve retirement planning services that are grounded in trust, professionalism, and transparency.

Who I Serve

My retirement planning services are tailored to:

Retirees and Pre-Retirees: I help those nearing or in retirement develop distribution strategies, optimize Social Security benefits, manage healthcare costs, and ensure their nest egg lasts.

Self-Employed Business Owners: From SEP IRAs to solo 401(k)s and exit planning, I help entrepreneurs turn business success into personal retirement security.

Highly Compensated Professionals: If you’re a corporate executive or manager with complex compensation packages, I help you maximize tax efficiency, navigate deferred comp plans, and prepare for the future.

Families: Whether you're planning for your children’s future, aging parents, or your own retirement, I bring clarity to multi-generational financial planning.

Comprehensive Retirement Planning Services

Every client has a unique path. That’s why my retirement planning services are never cookie-cutter. Instead, I work with you one-on-one to develop a holistic plan that reflects your goals, values, and lifestyle. My services include:

Retirement Readiness Assessments: Are you on track to retire when and how you want? I’ll help you understand your current position and what needs to happen to meet your retirement goals.

Cash Flow Planning: Together we’ll create a sustainable withdrawal strategy that balances income needs, taxes, and legacy goals.

Social Security Optimization: When should you claim benefits? I’ll analyze your options and help you choose the best timing for your situation.

Tax-Smart Retirement Strategies: From Roth conversions to tax-efficient withdrawal sequencing, I help reduce the impact of taxes during retirement.

Investment Allocation: Based on your risk tolerance and time horizon, we’ll build or adjust your investment portfolio to support your retirement income strategy.

Healthcare & Long-Term Care Planning: I’ll help you plan for the rising cost of healthcare and evaluate long-term care insurance needs.

Legacy & Estate Planning Coordination: I work with your attorney or help you find one to ensure your estate plan aligns with your retirement goals and values.

A Simpler Way to Plan for Retirement

Financial planning can seem complex—but it doesn’t have to be. My goal is to take the burden off your shoulders, organize the details, and present your retirement plan in a way that’s easy to understand and actionable. Whether you prefer deep involvement in the details or want a trusted expert to handle the heavy lifting, I tailor the experience to your preferences.

You’ll never feel like just another client here. I limit my practice size to ensure that every client receives high-touch, individualized service. That means better access to me, more time spent on your plan, and a relationship built on mutual respect and transparency.

High-Touch Financial Guidance, Rooted in Glastonbury

Located in the heart of Glastonbury, CT, Towerto Private Wealth is proud to be a part of this vibrant community. Whether you’re a long-time resident or a new arrival, I’m here to help you plan for a financially secure retirement—one that reflects your life’s hard work and allows you to enjoy your freedom with peace of mind.

I meet clients in person at my Glastonbury office, virtually via secure video conferencing, or wherever you feel most comfortable. Flexibility and access are important when it comes to your finances, and I’m committed to being there when you need support or advice.

A Better Retirement Starts Here

If you’re looking for an experienced, Fee-Only retirement planning advisor who will always put your best interests first, I invite you to reach out. Whether you need a comprehensive retirement plan or just a second opinion, I’m here to help you bring order to the financial chaos and move forward with confidence.

At Towerto Private Wealth, I believe the right guidance can change everything. Let’s simplify your financial life, clarify your future, and build a retirement strategy designed just for you.

Contact me today to schedule your initial consultation and learn more about how my retirement planning services can help you live the life you envision—now and in the years to come.