Financial Planning in Glastonbury, CT - Personalized, Fee-Only Guidance for Families and Professionals

Whether you are preparing for retirement, managing complex compensation, navigating tax decisions, or aligning your investments with your long-term goals, our approach is designed to support thoughtful, informed decisions at every stage of life.

A Fee-Only Certified Financial Planner You Can Trust

Working with a certified financial planner should give you peace of mind, not uncertainty about incentives. Towerto Private Wealth is a fee-only advisory firm, meaning we do not sell commission-based products, accept referral fees, or receive compensation from third parties. Our only obligation is to our clients.

As a fiduciary financial advisor, we are legally and ethically required to act in your best interest at all times. That fiduciary standard shapes every recommendation we make and every financial plan we build. Our role is to help you understand your options clearly and choose strategies that serve your goals—not ours.

Clients often seek us out when they are searching for “financial advisors near me” or a “financial planner near me” who offers transparent, conflict-free guidance. We take that responsibility seriously.

Comprehensive Financial Planning Built Around You

True financial planning goes beyond investments. It considers how all areas of your financial life work together, both today and decades into the future. At Towerto Private Wealth, financial planning is a collaborative, ongoing process that evolves as your life changes.

Our financial planning services in Glastonbury, CT are designed to support:

Families balancing savings, education costs, and long-term security
Professionals navigating career growth, equity compensation, or business ownership
Pre-retirees and retirees focused on income planning and wealth preservation

Each financial plan is customized, not templated, and built to reflect your priorities, values, and risk tolerance.

Retirement Planning with Long-Term Confidence

Retirement planning is one of the most common reasons people seek out a certified financial planner, and for good reason. The decisions you make in the years leading up to retirement can have lasting effects on income, taxes, and flexibility later in life.

We help clients evaluate when retirement is realistically achievable, how much income their portfolio can support, and how to structure withdrawals to manage risk and longevity. Retirement planning may include Social Security analysis, pension considerations, required minimum distributions, and strategies to align spending with long-term sustainability.

Our role as fiduciary financial advisors is to help you see the full picture—so retirement feels intentional, not uncertain.

Tax-Aware Financial Planning

Taxes are often one of the largest ongoing expenses individuals and families face, yet they are frequently overlooked in traditional investment discussions. Thoughtful financial planning integrates tax awareness into every recommendation.

At Towerto Private Wealth, we help clients understand how tax considerations affect retirement accounts, investment strategies, charitable giving, and estate planning. While we do not prepare tax returns, we work proactively to help reduce unnecessary tax exposure and coordinate with your CPA when appropriate.

For many families and professionals in Glastonbury, CT, tax-efficient planning can make a meaningful difference in long-term outcomes.

Estate Planning Coordination and Legacy Planning

Estate planning is about more than documents—it is about clarity, intention, and protecting the people and causes that matter most to you. As part of our financial planning process, we help clients think through how assets are titled, how beneficiaries are designated, and how wealth transfers over time.

We coordinate with estate planning attorneys to ensure your financial plan aligns with your legal documents, including wills, trusts, and powers of attorney. This integrated approach helps reduce confusion, minimize unintended consequences, and support a smoother transition for your heirs.

A certified financial planner plays a critical role in making sure your estate plan and financial plan work together—not in isolation.

Investment Planning Grounded in Discipline

Investment management is an important component of financial planning, but it is never the sole focus. Our investment philosophy emphasizes discipline, diversification, and alignment with your long-term objectives.

As fee-only financial advisors, we focus on building portfolios that support your financial plan rather than reacting to short-term market noise. We help clients understand risk, set realistic expectations, and stay focused during periods of volatility.

Investment decisions are always made within the broader context of your goals, time horizon, and overall financial picture.

Ongoing Advice, Not One-Time Recommendations

Financial planning is not a one-time event. Life changes, markets evolve, tax laws shift, and priorities adjust over time. That is why our client relationships are built around ongoing advice and regular review.

As your fiduciary financial advisor, we remain a long-term partner—helping you evaluate new opportunities, navigate transitions, and adjust your plan as needed. Clients value having a consistent point of contact who understands their full financial picture and can provide steady guidance through change.

Serving Glastonbury and Surrounding Communities

Towerto Private Wealth proudly serves individuals and families in Glastonbury, Connecticut and the surrounding area. Many of our clients initially come to us while searching for financial advisors near me who offer personalized attention and transparent pricing.

Our local presence allows us to understand the regional considerations that often affect financial planning, from employment structures to tax environments and retirement timing. At the same time, our planning approach is designed to remain relevant regardless of where life takes you.

Is Towerto Private Wealth Right for You?

If you are looking for a certified financial planner who offers objective advice, personalized financial planning, and a true fiduciary commitment, Towerto Private Wealth may be a strong fit.

We work best with individuals and families who value clarity, thoughtful decision-making, and long-term relationships with their financial advisors. Our fee-only structure ensures our guidance remains aligned with your interests—not product sales or commissions.

Start a Conversation

Choosing a financial planner near you is an important decision. At Towerto Private Wealth, we welcome the opportunity to learn more about your goals and discuss how our financial planning process can support your future.

If you are searching for experienced financial advisors in Glastonbury, CT who put planning first and act as fiduciary financial advisors, we invite you to reach out and start a conversation.